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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.4+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $136,334 |
AMERICAN FUNDS4+ years Filed as: HM CAPITAL MANAGEMENT Service code 16 · EIN 20-3287389 | Consulting | $36,050 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,857 | $33,780-17.5% | $74,549-62.6% | $75,289-63.0% |
| Participation rate | 59.6% | 62.7%-3.1pp | 69.1%-9.6pp | 72.4%-12.9pp |
| Annual return | 5.87% | -1.24%+7.1pp | 32.54%-26.7pp | -0.04%+5.9pp |
| Employer contribution / active EE | $759 | $845-10.2% | $1,961-61.3% | $2,405-68.4% |
| Participant deferral / active EE | $2,350 | $1,890+24.3% | $3,108-24.4% | $3,739-37.2% |
| Admin fee / account holder | $98 | $86+13.8% | $5,059-98.1% | $102-4.0% |