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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.2+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $76,889 |
AMERICAN FUNDS2+ years Filed as: HM CAPITAL MANAGEMENT Service code 27 · EIN 20-3287389 | Advisory (Plan) | $43,655 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,689 | $33,232-58.8% | $71,793-80.9% | $63,975-78.6% |
| Participation rate | 79.6% | 60.1%+19.4pp | 69.1%+10.4pp | 71.1%+8.4pp |
| Annual return | 7.59% | 11.99%-4.4pp | 78.04%-70.4pp | 48.65%-41.1pp |
| Employer contribution / active EE | $0 | $723-100.0% | $1,924-100.0% | $2,182-100.0% |
| Participant deferral / active EE | $1,415 | $1,604-11.8% | $2,794-49.4% | $3,356-57.8% |
| Admin fee / account holder | $116 | $63+82.7% | $4,815-97.6% | $70+64.7% |