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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.3+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $127,589 |
AMERICAN FUNDS3+ years Filed as: HM CAPITAL MANAGEMENT Service code 16 · EIN 20-3287389 | Consulting | $26,250 |
WITHUMSMITH+BROWN, PC1 year Filed as: BROWN SMITH WALLACE, LLP Service code 10 · EIN 43-1001367 | Accounting | $21,300 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,354 | $38,833-27.0% | $78,775-64.0% | $77,958-63.6% |
| Participation rate | 65.3% | 60.9%+4.3pp | 69.2%-3.9pp | 71.6%-6.4pp |
| Annual return | 189.72% | 20.31%+169.4pp | 35.62%+154.1pp | 20.87%+168.9pp |
| Employer contribution / active EE | $854 | $840+1.7% | $1,986-57.0% | $2,310-63.0% |
| Participant deferral / active EE | $2,766 | $1,776+55.7% | $2,958-6.5% | $3,537-21.8% |
| Admin fee / account holder | $116 | $89+29.9% | $5,132-97.7% | $97+18.7% |