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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,537 | $98,240-48.6% | $82,312-38.6% | $147,586-65.8% |
| Participation rate | 85.7% | 79.7%+6.0pp | 76.9%+8.8pp | 82.8%+2.9pp |
| Annual return | 17.47% | 30.85%-13.4pp | 25.88%-8.4pp | 578.59%-561.1pp |
| Employer contribution / active EE | $4,355 | $3,192+36.4% | $2,428+79.3% | $4,876-10.7% |
| Participant deferral / active EE | $4,356 | $4,383-0.6% | $3,706+17.5% | $5,439-19.9% |
| Admin fee / account holder | $31,182 | $8,563+264.1% | $5,608+456.1% | $10,886+186.4% |