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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,276 | $110,212-62.5% | $96,534-57.2% | $139,466-70.4% |
| Participation rate | 50.0% | 78.1%-28.1pp | 76.0%-26.0pp | 80.3%-30.3pp |
| Annual return | 17.35% | 26.42%-9.1pp | 25.88%-8.5pp | 373.66%-356.3pp |
| Employer contribution / active EE | $3,130 | $3,620-13.5% | $2,965+5.5% | $4,754-34.2% |
| Participant deferral / active EE | $2,697 | $5,547-51.4% | $4,851-44.4% | $6,712-59.8% |
| Admin fee / account holder | $9,415 | $11,599-18.8% | $8,253+14.1% | $11,409-17.5% |