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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,910 | $124,346-65.5% | $111,308-61.4% | $167,536-74.4% |
| Participation rate | 77.3% | 79.6%-2.4pp | 77.3%0pp | 82.1%-4.8pp |
| Annual return | 14.11% | 37.45%-23.3pp | 54.67%-40.6pp | 478.82%-464.7pp |
| Employer contribution / active EE | $3,723 | $3,437+8.3% | $2,732+36.3% | $4,839-23.1% |
| Participant deferral / active EE | $2,698 | $5,182-47.9% | $4,487-39.9% | $6,342-57.5% |
| Admin fee / account holder | $6,660 | $10,621-37.3% | $7,965-16.4% | $12,315-45.9% |