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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,579 | $117,829-58.8% | $102,423-52.6% | $145,877-66.7% |
| Participation rate | 55.6% | 78.6%-23.1pp | 76.5%-20.9pp | 80.3%-24.7pp |
| Annual return | 15.80% | 31.83%-16.0pp | 29.42%-13.6pp | 551.28%-535.5pp |
| Employer contribution / active EE | $2,367 | $3,615-34.5% | $3,023-21.7% | $4,663-49.2% |
| Participant deferral / active EE | $2,045 | $5,732-64.3% | $5,054-59.5% | $6,691-69.4% |
| Admin fee / account holder | $2,948 | $13,335-77.9% | $9,455-68.8% | $13,402-78.0% |