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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,132 | $112,131-65.1% | $95,964-59.2% | $158,982-75.4% |
| Participation rate | 89.5% | 79.0%+10.5pp | 77.1%+12.4pp | 82.0%+7.5pp |
| Annual return | 38.82% | 171.19%-132.4pp | 91.64%-52.8pp | 302.99%-264.2pp |
| Employer contribution / active EE | $3,714 | $3,199+16.1% | $2,541+46.1% | $4,763-22.0% |
| Participant deferral / active EE | $2,554 | $4,784-46.6% | $4,167-38.7% | $5,983-57.3% |
| Admin fee / account holder | $28,805 | $10,136+184.2% | $6,797+323.8% | $11,252+156.0% |