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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,697 | $45,343+902.8% | $150,298+202.5% | $67,986+568.8% |
| Participation rate | 86.9% | 51.9%+35.1pp | 77.8%+9.2pp | 57.2%+29.7pp |
| Annual return | 16.57% | 33.28%-16.7pp | 62.79%-46.2pp | 31.67%-15.1pp |
| Employer contribution / active EE | $26,806 | $1,462+1733.7% | $4,154+545.3% | $2,019+1227.9% |
| Participant deferral / active EE | $5,049 | $2,055+145.7% | $5,453-7.4% | $3,358+50.4% |
| Admin fee / account holder | $26,328 | $2,250+1070.2% | $14,116+86.5% | $3,203+721.9% |