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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,587 | $176,786+6.7% | $146,643+28.6% | $167,536+12.6% |
| Participation rate | 83.3% | 83.6%-0.3pp | 80.1%+3.3pp | 82.1%+1.2pp |
| Annual return | 7.35% | 24.04%-16.7pp | 22.75%-15.4pp | 478.82%-471.5pp |
| Employer contribution / active EE | $6,422 | $5,161+24.4% | $4,137+55.2% | $4,839+32.7% |
| Participant deferral / active EE | $3,542 | $6,440-45.0% | $5,506-35.7% | $6,342-44.1% |
| Admin fee / account holder | $229,745 | $13,262+1632.4% | $10,280+2134.8% | $12,315+1765.6% |