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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,077 | $184,014+56.0% | $161,149+78.1% | $138,895+106.7% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 14.65% | 21.52%-6.9pp | 21.16%-6.5pp | 145.39%-130.7pp |
| Employer contribution / active EE | $16,811 | $5,055+232.5% | $4,360+285.6% | $4,194+300.8% |
| Participant deferral / active EE | $7,709 | $6,909+11.6% | $6,153+25.3% | $6,396+20.5% |
| Admin fee / account holder | $1,329 | $18,027-92.6% | $15,194-91.3% | $12,562-89.4% |