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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,698 | $152,619+118.0% | $125,195+165.7% | $152,909+117.6% |
| Participation rate | 93.3% | 83.3%+10.0pp | 79.8%+13.6pp | 82.5%+10.9pp |
| Annual return | 17.27% | 54.85%-37.6pp | 43.79%-26.5pp | 345.46%-328.2pp |
| Employer contribution / active EE | $4,423 | $4,947-10.6% | $3,866+14.4% | $4,764-7.1% |
| Participant deferral / active EE | $4,055 | $5,869-30.9% | $4,937-17.9% | $5,851-30.7% |
| Admin fee / account holder | $84,090 | $13,437+525.8% | $9,704+766.5% | $11,601+624.9% |