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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,729 | $162,785+101.3% | $133,959+144.6% | $158,950+106.2% |
| Participation rate | 94.1% | 83.2%+10.9pp | 79.8%+14.3pp | 82.0%+12.2pp |
| Annual return | 14.30% | 41.94%-27.6pp | 45.09%-30.8pp | 302.91%-288.6pp |
| Employer contribution / active EE | $3,678 | $4,975-26.1% | $3,919-6.1% | $4,762-22.8% |
| Participant deferral / active EE | $3,519 | $5,910-40.5% | $5,047-30.3% | $5,983-41.2% |
| Admin fee / account holder | $6,238 | $11,738-46.9% | $8,928-30.1% | $11,248-44.5% |