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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,940 | $135,645+176.4% | $110,243+240.1% | $135,380+177.0% |
| Participation rate | 85.7% | 83.5%+2.3pp | 79.8%+5.9pp | 82.6%+3.1pp |
| Annual return | -7.00% | 513.24%-520.2pp | 314.76%-321.8pp | 519.81%-526.8pp |
| Employer contribution / active EE | $5,907 | $4,907+20.4% | $3,827+54.4% | $4,779+23.6% |
| Participant deferral / active EE | $2,887 | $5,507-47.6% | $4,672-38.2% | $5,609-48.5% |
| Admin fee / account holder | $12,276 | $11,458+7.1% | $8,548+43.6% | $10,828+13.4% |