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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,743 | $64,716+109.8% | $112,258+20.9% | $68,495+98.2% |
| Participation rate | 74.1% | 67.2%+6.9pp | 75.1%-1.0pp | 67.9%+6.2pp |
| Annual return | -16.50% | -11.40%-5.1pp | 27.47%-44.0pp | -7.84%-8.7pp |
| Employer contribution / active EE | $259 | $2,746-90.6% | $3,636-92.9% | $2,596-90.0% |
| Participant deferral / active EE | $6,128 | $3,565+71.9% | $4,728+29.6% | $4,028+52.2% |
| Admin fee / account holder | $663 | $5,232-87.3% | $6,411-89.7% | $5,403-87.7% |