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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,063 | $56,894+37.2% | $84,753-7.9% | $62,881+24.1% |
| Participation rate | 71.4% | 68.5%+2.9pp | 76.6%-5.2pp | 69.3%+2.1pp |
| Annual return | 7.76% | 6.30%+1.5pp | 22.78%-15.0pp | 20.14%-12.4pp |
| Employer contribution / active EE | $243 | $2,400-89.9% | $3,574-93.2% | $2,281-89.4% |
| Participant deferral / active EE | $4,805 | $2,709+77.3% | $3,712+29.4% | $3,203+50.0% |
| Admin fee / account holder | $3,238 | $3,581-9.6% | $5,333-39.3% | $4,296-24.6% |