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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,418 | $65,364+79.6% | $92,909+26.4% | $72,975+60.9% |
| Participation rate | 80.0% | 68.3%+11.7pp | 76.0%+4.0pp | 69.5%+10.5pp |
| Annual return | 45.62% | 42.11%+3.5pp | 109.44%-63.8pp | 81.01%-35.4pp |
| Employer contribution / active EE | $283 | $2,594-89.1% | $3,653-92.2% | $2,440-88.4% |
| Participant deferral / active EE | $5,984 | $3,128+91.3% | $4,238+41.2% | $3,608+65.9% |
| Admin fee / account holder | $2,788 | $4,251-34.4% | $5,795-51.9% | $5,124-45.6% |