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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,613 | $115,810+30.1% | $101,271+48.7% | $158,966-5.3% |
| Participation rate | 87.5% | 79.4%+8.1pp | 75.8%+11.7pp | 82.0%+5.5pp |
| Annual return | 17.85% | 56.15%-38.3pp | 46.48%-28.6pp | 302.95%-285.1pp |
| Employer contribution / active EE | $355 | $4,175-91.5% | $3,660-90.3% | $4,762-92.6% |
| Participant deferral / active EE | $7,770 | $4,958+56.7% | $4,371+77.8% | $5,983+29.9% |
| Admin fee / account holder | $10,319 | $7,248+42.4% | $5,948+73.5% | $11,250-8.3% |