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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,948 | $57,352+44.6% | $83,830-1.1% | $64,173+29.3% |
| Participation rate | 77.8% | 68.6%+9.2pp | 76.1%+1.6pp | 69.6%+8.2pp |
| Annual return | -5.66% | 11.38%-17.0pp | 850.97%-856.6pp | 7.63%-13.3pp |
| Employer contribution / active EE | $276 | $2,546-89.2% | $3,631-92.4% | $2,381-88.4% |
| Participant deferral / active EE | $5,857 | $2,993+95.7% | $4,082+43.5% | $3,470+68.8% |
| Admin fee / account holder | $3,343 | $4,046-17.4% | $5,479-39.0% | $4,887-31.6% |