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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,742 | $166,020-55.0% | $164,866-54.7% | $145,959-48.8% |
| Participation rate | 87.0% | 82.0%+5.0pp | 78.6%+8.4pp | 80.3%+6.7pp |
| Annual return | 13.21% | 100.08%-86.9pp | 69.97%-56.8pp | 561.95%-548.7pp |
| Employer contribution / active EE | $108 | $5,275-98.0% | $4,343-97.5% | $4,661-97.7% |
| Participant deferral / active EE | $5,609 | $6,961-19.4% | $6,033-7.0% | $6,689-16.1% |
| Admin fee / account holder | $1,781 | $16,644-89.3% | $12,689-86.0% | $13,398-86.7% |