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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,862 | $83,485-46.3% | $125,192-64.2% | $72,975-38.5% |
| Participation rate | 84.0% | 73.3%+10.7pp | 79.8%+4.2pp | 69.5%+14.5pp |
| Annual return | 16.44% | 25.77%-9.3pp | 43.79%-27.4pp | 81.01%-64.6pp |
| Employer contribution / active EE | $0 | $2,346-100.0% | $3,866-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $5,153 | $3,586+43.7% | $4,937+4.4% | $3,608+42.8% |
| Admin fee / account holder | $27,979 | $5,518+407.1% | $9,704+188.3% | $5,124+446.0% |