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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,161 | $78,707+1.8% | $117,861-32.0% | $70,126+14.3% |
| Participation rate | 64.3% | 73.2%-8.9pp | 79.7%-15.4pp | 69.5%-5.3pp |
| Annual return | 14.45% | 23.30%-8.8pp | 335.11%-320.7pp | 73.15%-58.7pp |
| Employer contribution / active EE | $0 | $2,223-100.0% | $3,786-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $5,013 | $3,297+52.0% | $4,482+11.8% | $3,332+50.5% |
| Admin fee / account holder | $33,210 | $5,066+555.6% | $8,021+314.1% | $4,645+614.9% |