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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,406 | $91,559-58.1% | $133,971-71.3% | $79,852-51.9% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 6.65% | 61.85%-55.2pp | 45.09%-38.4pp | 31.72%-25.1pp |
| Employer contribution / active EE | $1,623 | $2,384-31.9% | $3,919-58.6% | $2,471-34.3% |
| Participant deferral / active EE | $4,626 | $3,734+23.9% | $5,047-8.4% | $3,740+23.7% |
| Admin fee / account holder | $13,613 | $6,321+115.4% | $8,929+52.5% | $5,306+156.6% |