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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,223 | $95,453-11.8% | $112,040-24.8% | $82,448+2.2% |
| Participation rate | 93.1% | 72.8%+20.3pp | 76.5%+16.6pp | 68.1%+25.0pp |
| Annual return | 10.49% | 23.92%-13.4pp | 24.52%-14.0pp | 41.64%-31.1pp |
| Employer contribution / active EE | $3,720 | $2,318+60.5% | $2,954+25.9% | $2,551+45.8% |
| Participant deferral / active EE | $3,566 | $4,224-15.6% | $5,098-30.0% | $4,139-13.8% |
| Admin fee / account holder | $39,293 | $9,013+335.9% | $12,098+224.8% | $7,234+443.1% |