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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,874 | $71,873+26.4% | $86,698+4.8% | $68,490+32.7% |
| Participation rate | 90.2% | 72.2%+18.0pp | 76.6%+13.6pp | 67.9%+22.3pp |
| Annual return | -13.31% | 3.54%-16.9pp | 35.96%-49.3pp | -7.85%-5.5pp |
| Employer contribution / active EE | $3,647 | $2,173+67.8% | $2,837+28.6% | $2,597+40.4% |
| Participant deferral / active EE | $4,431 | $3,779+17.2% | $4,656-4.8% | $4,028+10.0% |
| Admin fee / account holder | $6,333 | $6,110+3.7% | $7,492-15.5% | $5,403+17.2% |