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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,688 | $72,486+44.4% | $87,103+20.2% | $72,976+43.5% |
| Participation rate | 93.0% | 72.8%+20.1pp | 76.9%+16.1pp | 69.5%+23.5pp |
| Annual return | 14.70% | 24.46%-9.8pp | 28.19%-13.5pp | 81.02%-66.3pp |
| Employer contribution / active EE | $3,753 | $1,894+98.2% | $2,521+48.9% | $2,440+53.8% |
| Participant deferral / active EE | $3,825 | $3,270+17.0% | $4,049-5.5% | $3,608+6.0% |
| Admin fee / account holder | $11,896 | $5,055+135.4% | $7,491+58.8% | $5,124+132.2% |