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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,065 | $67,602+71.7% | $82,312+41.0% | $70,126+65.5% |
| Participation rate | 98.6% | 72.8%+25.8pp | 76.9%+21.7pp | 69.5%+29.1pp |
| Annual return | 9.92% | 21.57%-11.7pp | 25.88%-16.0pp | 73.15%-63.2pp |
| Employer contribution / active EE | $3,082 | $1,755+75.6% | $2,428+26.9% | $2,343+31.6% |
| Participant deferral / active EE | $3,788 | $2,987+26.8% | $3,706+2.2% | $3,332+13.7% |
| Admin fee / account holder | $13,008 | $4,512+188.3% | $5,608+132.0% | $4,645+180.0% |