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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,269 | $86,919+18.8% | $102,457+0.8% | $80,911+27.6% |
| Participation rate | 91.8% | 72.4%+19.4pp | 76.5%+15.3pp | 67.6%+24.1pp |
| Annual return | 9.85% | 18.90%-9.0pp | 29.41%-19.6pp | 35.63%-25.8pp |
| Employer contribution / active EE | $3,950 | $2,368+66.8% | $3,022+30.7% | $2,756+43.3% |
| Participant deferral / active EE | $4,775 | $4,119+15.9% | $5,054-5.5% | $4,297+11.1% |
| Admin fee / account holder | $16,782 | $8,049+108.5% | $9,451+77.6% | $6,935+142.0% |