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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,269 | $86,940+18.8% | $102,434+0.8% | $80,935+27.6% |
| Participation rate | 91.8% | 72.4%+19.4pp | 76.5%+15.3pp | 67.7%+24.1pp |
| Annual return | 9.85% | 18.89%-9.0pp | 29.46%-19.6pp | 35.66%-25.8pp |
| Employer contribution / active EE | $3,950 | $2,370+66.7% | $3,023+30.7% | $2,757+43.3% |
| Participant deferral / active EE | $4,775 | $4,121+15.9% | $5,055-5.5% | $4,299+11.0% |
| Admin fee / account holder | $16,782 | $8,047+108.5% | $9,462+77.4% | $6,924+142.4% |