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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,687 | $148,623-72.0% | $135,974-69.3% | $139,466-70.1% |
| Participation rate | 42.1% | 83.9%-41.8pp | 81.9%-39.8pp | 80.3%-38.2pp |
| Annual return | 16.69% | 79.30%-62.6pp | 68.30%-51.6pp | 373.66%-357.0pp |
| Employer contribution / active EE | $1,259 | $5,246-76.0% | $4,859-74.1% | $4,754-73.5% |
| Participant deferral / active EE | $9,433 | $8,103+16.4% | $7,760+21.6% | $6,712+40.5% |
| Admin fee / account holder | $16,365 | $12,406+31.9% | $10,767+52.0% | $11,409+43.4% |