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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,064 | $77,817-60.1% | $123,553-74.9% | $64,173-51.6% |
| Participation rate | 57.1% | 74.7%-17.6pp | 82.3%-25.2pp | 69.6%-12.4pp |
| Annual return | -4.22% | 12.49%-16.7pp | 119.21%-123.4pp | 7.63%-11.9pp |
| Employer contribution / active EE | $1,494 | $3,014-50.4% | $4,628-67.7% | $2,381-37.2% |
| Participant deferral / active EE | $5,819 | $5,240+11.0% | $6,426-9.4% | $3,470+67.7% |
| Admin fee / account holder | $1,014 | $5,519-81.6% | $9,284-89.1% | $4,887-79.2% |