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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,524 | $98,766-47.8% | $149,730-65.6% | $79,852-35.5% |
| Participation rate | 59.6% | 75.8%-16.2pp | 82.5%-22.9pp | 69.6%-10.0pp |
| Annual return | 26.64% | 27.43%-0.8pp | 276.70%-250.1pp | 31.72%-5.1pp |
| Employer contribution / active EE | $1,135 | $3,217-64.7% | $4,645-75.6% | $2,471-54.1% |
| Participant deferral / active EE | $6,265 | $5,681+10.3% | $6,843-8.4% | $3,740+67.5% |
| Admin fee / account holder | $4,729 | $6,052-21.9% | $9,310-49.2% | $5,306-10.9% |