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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,857 | $89,367-55.4% | $141,191-71.8% | $72,975-45.4% |
| Participation rate | 55.8% | 75.1%-19.4pp | 82.5%-26.7pp | 69.5%-13.7pp |
| Annual return | 25.15% | 111.87%-86.7pp | 71.41%-46.3pp | 81.01%-55.9pp |
| Employer contribution / active EE | $1,449 | $3,115-53.5% | $4,736-69.4% | $2,440-40.6% |
| Participant deferral / active EE | $6,893 | $5,419+27.2% | $6,710+2.7% | $3,608+91.1% |
| Admin fee / account holder | $6,744 | $5,957+13.2% | $10,264-34.3% | $5,124+31.6% |