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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,878 | $85,766-65.2% | $136,298-78.1% | $70,126-57.4% |
| Participation rate | 45.2% | 74.2%-29.0pp | 81.9%-36.8pp | 69.5%-24.4pp |
| Annual return | 28.40% | 31.46%-3.1pp | 5156.27%-5127.9pp | 73.15%-44.8pp |
| Employer contribution / active EE | $1,151 | $2,966-61.2% | $4,696-75.5% | $2,343-50.9% |
| Participant deferral / active EE | $4,392 | $5,051-13.0% | $6,247-29.7% | $3,332+31.8% |
| Admin fee / account holder | $801 | $5,421-85.2% | $9,244-91.3% | $4,645-82.8% |