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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,136 | $102,393+271.3% | $147,041+158.5% | $80,911+369.8% |
| Participation rate | 96.8% | 75.9%+20.9pp | 82.2%+14.6pp | 67.6%+29.1pp |
| Annual return | 15.60% | 134.95%-119.4pp | 419.21%-403.6pp | 35.63%-20.0pp |
| Employer contribution / active EE | $6,800 | $3,715+83.0% | $4,935+37.8% | $2,756+146.7% |
| Participant deferral / active EE | $5,363 | $6,647-19.3% | $8,071-33.6% | $4,297+24.8% |
| Admin fee / account holder | $9,801 | $7,943+23.4% | $13,006-24.6% | $6,935+41.3% |