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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,547 | $77,817+249.0% | $123,553+119.8% | $64,173+323.1% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -6.12% | 12.49%-18.6pp | 119.21%-125.3pp | 7.63%-13.8pp |
| Employer contribution / active EE | $12,288 | $3,014+307.7% | $4,628+165.5% | $2,381+416.1% |
| Participant deferral / active EE | $5,005 | $5,240-4.5% | $6,426-22.1% | $3,470+44.3% |
| Admin fee / account holder | $1,784 | $5,519-67.7% | $9,284-80.8% | $4,887-63.5% |