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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,646 | $82,674+223.7% | $125,381+113.5% | $68,486+290.8% |
| Participation rate | 98.5% | 75.1%+23.4pp | 82.4%+16.1pp | 67.9%+30.6pp |
| Annual return | -15.13% | -5.97%-9.2pp | 572.31%-587.4pp | -7.85%-7.3pp |
| Employer contribution / active EE | $12,176 | $3,382+260.1% | $4,815+152.9% | $2,597+368.9% |
| Participant deferral / active EE | $4,996 | $6,111-18.2% | $7,448-32.9% | $4,028+24.1% |
| Admin fee / account holder | $7,705 | $6,277+22.8% | $10,007-23.0% | $5,404+42.6% |