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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,391 | $89,367+220.5% | $141,191+102.8% | $72,975+292.4% |
| Participation rate | 98.5% | 75.1%+23.4pp | 82.5%+16.0pp | 69.5%+29.0pp |
| Annual return | 19.46% | 111.87%-92.4pp | 71.41%-51.9pp | 81.01%-61.6pp |
| Employer contribution / active EE | $9,630 | $3,115+209.2% | $4,736+103.3% | $2,440+294.7% |
| Participant deferral / active EE | $3,749 | $5,419-30.8% | $6,710-44.1% | $3,608+3.9% |
| Admin fee / account holder | $9,109 | $5,957+52.9% | $10,264-11.3% | $5,124+77.8% |