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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,183 | $85,766+219.7% | $136,298+101.2% | $70,126+291.0% |
| Participation rate | 96.4% | 74.2%+22.3pp | 81.9%+14.5pp | 69.5%+26.9pp |
| Annual return | 16.60% | 31.46%-14.9pp | 5156.27%-5139.7pp | 73.15%-56.6pp |
| Employer contribution / active EE | $13,390 | $2,966+351.5% | $4,696+185.2% | $2,343+471.6% |
| Participant deferral / active EE | $4,596 | $5,051-9.0% | $6,247-26.4% | $3,332+37.9% |
| Admin fee / account holder | $5,814 | $5,421+7.3% | $9,244-37.1% | $4,645+25.2% |