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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,265 | $93,598+242.2% | $135,974+135.5% | $75,173+326.0% |
| Participation rate | 98.4% | 75.2%+23.2pp | 81.9%+16.5pp | 67.2%+31.2pp |
| Annual return | 15.80% | 30.89%-15.1pp | 68.30%-52.5pp | 160.72%-144.9pp |
| Employer contribution / active EE | $10,890 | $3,538+207.8% | $4,859+124.1% | $2,671+307.7% |
| Participant deferral / active EE | $5,186 | $6,405-19.0% | $7,760-33.2% | $4,126+25.7% |
| Admin fee / account holder | $5,608 | $6,978-19.6% | $10,767-47.9% | $5,651-0.8% |