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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,810 | $91,120+196.1% | $161,149+67.4% | $64,097+320.9% |
| Participation rate | 86.0% | 62.2%+23.8pp | 78.8%+7.2pp | 55.2%+30.8pp |
| Annual return | 14.30% | 17.95%-3.7pp | 21.16%-6.9pp | 34.64%-20.3pp |
| Employer contribution / active EE | $6,169 | $2,284+170.1% | $4,360+41.5% | $1,891+226.2% |
| Participant deferral / active EE | $4,738 | $3,708+27.8% | $6,153-23.0% | $3,080+53.8% |
| Admin fee / account holder | $46,094 | $4,535+916.3% | $15,194+203.4% | $3,454+1234.3% |