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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,810 | $95,904+181.3% | $173,730+55.3% | $64,340+319.4% |
| Participation rate | 86.0% | 60.6%+25.4pp | 79.6%+6.4pp | 55.2%+30.8pp |
| Annual return | 14.30% | 17.47%-3.2pp | 19.96%-5.7pp | 24.14%-9.8pp |
| Employer contribution / active EE | $6,169 | $2,323+165.6% | $4,577+34.8% | $1,862+231.4% |
| Participant deferral / active EE | $4,738 | $3,488+35.9% | $6,326-25.1% | $2,980+59.0% |
| Admin fee / account holder | $46,094 | $5,089+805.8% | $17,523+163.0% | $3,703+1144.9% |