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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,614 | $78,707+88.8% | $117,861+26.1% | $70,126+111.9% |
| Participation rate | 96.6% | 73.2%+23.4pp | 79.7%+16.9pp | 69.5%+27.0pp |
| Annual return | 14.72% | 23.30%-8.6pp | 335.11%-320.4pp | 73.15%-58.4pp |
| Employer contribution / active EE | $5,776 | $2,223+159.8% | $3,786+52.5% | $2,343+146.6% |
| Participant deferral / active EE | $4,504 | $3,297+36.6% | $4,482+0.5% | $3,332+35.2% |
| Admin fee / account holder | $6,825 | $5,066+34.7% | $8,021-14.9% | $4,645+46.9% |