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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,329 | $81,870+147.1% | $119,622+69.1% | $68,486+195.4% |
| Participation rate | 87.2% | 71.9%+15.3pp | 79.3%+8.0pp | 67.9%+19.3pp |
| Annual return | -15.04% | -23.82%+8.8pp | -14.98%-0.1pp | -7.85%-7.2pp |
| Employer contribution / active EE | $5,540 | $2,692+105.8% | $4,232+30.9% | $2,597+113.4% |
| Participant deferral / active EE | $4,387 | $4,148+5.8% | $5,601-21.7% | $4,028+8.9% |
| Admin fee / account holder | $3,287 | $6,583-50.1% | $10,328-68.2% | $5,404-39.2% |