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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,525 | $99,994+152.5% | $146,643+72.2% | $85,847+194.2% |
| Participation rate | 93.8% | 73.1%+20.7pp | 80.1%+13.7pp | 69.3%+24.4pp |
| Annual return | 13.50% | 18.93%-5.4pp | 22.75%-9.2pp | 318.61%-305.1pp |
| Employer contribution / active EE | $6,262 | $2,559+144.7% | $4,137+51.4% | $2,565+144.1% |
| Participant deferral / active EE | $4,915 | $4,006+22.7% | $5,506-10.7% | $3,952+24.4% |
| Admin fee / account holder | $9,232 | $7,703+19.9% | $10,280-10.2% | $6,261+47.5% |