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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,366 | $101,778+158.8% | $164,975+59.6% | $80,925+225.4% |
| Participation rate | 88.5% | 71.8%+16.7pp | 78.6%+9.9pp | 67.7%+20.9pp |
| Annual return | 15.24% | 16.73%-1.5pp | 70.12%-54.9pp | 35.65%-20.4pp |
| Employer contribution / active EE | $6,320 | $2,954+114.0% | $4,343+45.5% | $2,756+129.3% |
| Participant deferral / active EE | $4,789 | $4,477+7.0% | $6,033-20.6% | $4,299+11.4% |
| Admin fee / account holder | $9,253 | $8,221+12.5% | $12,688-27.1% | $6,940+33.3% |