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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,902 | $110,039+125.3% | $97,260+154.9% | $145,884+69.9% |
| Participation rate | 85.0% | 75.9%+9.1pp | 72.7%+12.3pp | 80.3%+4.7pp |
| Annual return | 6.52% | 244.44%-237.9pp | 75.54%-69.0pp | 551.85%-545.3pp |
| Employer contribution / active EE | $2,267 | $3,074-26.2% | $2,721-16.7% | $4,662-51.4% |
| Participant deferral / active EE | $4,959 | $4,674+6.1% | $4,262+16.4% | $6,690-25.9% |
| Admin fee / account holder | $26,175 | $6,204+321.9% | $5,640+364.1% | $13,392+95.5% |