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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,862 | $117,396+114.5% | $99,452+153.2% | $152,870+64.8% |
| Participation rate | 94.7% | 77.5%+17.2pp | 73.8%+20.9pp | 82.4%+12.3pp |
| Annual return | 19.06% | 31.87%-12.8pp | 30.72%-11.7pp | 345.34%-326.3pp |
| Employer contribution / active EE | $2,246 | $3,013-25.5% | $2,540-11.6% | $4,763-52.8% |
| Participant deferral / active EE | $4,318 | $4,086+5.7% | $3,619+19.3% | $5,850-26.2% |
| Admin fee / account holder | $1,864 | $7,632-75.6% | $6,251-70.2% | $11,597-83.9% |