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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,675 | $121,637+142.3% | $104,605+181.7% | $158,931+85.4% |
| Participation rate | 90.0% | 77.5%+12.5pp | 74.1%+15.9pp | 82.0%+8.0pp |
| Annual return | 15.00% | 465.32%-450.3pp | 340.46%-325.5pp | 302.86%-287.9pp |
| Employer contribution / active EE | $1,962 | $3,163-38.0% | $2,681-26.8% | $4,761-58.8% |
| Participant deferral / active EE | $3,913 | $4,177-6.3% | $3,739+4.6% | $5,982-34.6% |
| Admin fee / account holder | $1,665 | $7,788-78.6% | $6,473-74.3% | $11,247-85.2% |