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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,259 | $127,298+177.5% | $109,916+221.4% | $167,553+110.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 18.15% | 22.97%-4.8pp | 29.46%-11.3pp | 478.89%-460.7pp |
| Employer contribution / active EE | $2,278 | $3,325-31.5% | $2,844-19.9% | $4,840-52.9% |
| Participant deferral / active EE | $4,421 | $4,513-2.0% | $4,047+9.2% | $6,343-30.3% |
| Admin fee / account holder | $18,821 | $7,119+164.4% | $6,069+210.1% | $12,316+52.8% |