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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,259 | $127,266+177.6% | $109,894+221.5% | $167,497+110.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 18.15% | 22.97%-4.8pp | 29.46%-11.3pp | 478.62%-460.5pp |
| Employer contribution / active EE | $2,278 | $3,323-31.4% | $2,843-19.9% | $4,838-52.9% |
| Participant deferral / active EE | $4,421 | $4,516-2.1% | $4,049+9.2% | $6,341-30.3% |
| Admin fee / account holder | $18,821 | $7,115+164.5% | $6,066+210.3% | $12,310+52.9% |