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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,908 | $110,303+105.7% | $95,759+137.0% | $139,487+62.7% |
| Participation rate | 81.0% | 75.7%+5.2pp | 72.3%+8.7pp | 80.3%+0.6pp |
| Annual return | 8.32% | 27.19%-18.9pp | 28.42%-20.1pp | 373.84%-365.5pp |
| Employer contribution / active EE | $2,091 | $3,261-35.9% | $2,836-26.3% | $4,755-56.0% |
| Participant deferral / active EE | $4,592 | $4,674-1.8% | $4,244+8.2% | $6,713-31.6% |
| Admin fee / account holder | $21,361 | $6,615+222.9% | $5,678+276.2% | $11,407+87.3% |