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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,908 | $110,254+105.8% | $95,733+137.0% | $139,427+62.7% |
| Participation rate | 81.0% | 75.7%+5.2pp | 72.3%+8.7pp | 80.3%+0.6pp |
| Annual return | 8.32% | 27.13%-18.8pp | 28.37%-20.1pp | 373.27%-364.9pp |
| Employer contribution / active EE | $2,091 | $3,258-35.8% | $2,835-26.2% | $4,752-56.0% |
| Participant deferral / active EE | $4,592 | $4,675-1.8% | $4,244+8.2% | $6,711-31.6% |
| Admin fee / account holder | $21,361 | $6,607+223.3% | $5,673+276.6% | $11,404+87.3% |