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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,053 | $53,128+114.7% | $86,582+31.7% | $70,126+62.6% |
| Participation rate | 90.9% | 65.3%+25.6pp | 73.5%+17.4pp | 69.5%+21.4pp |
| Annual return | 11.39% | 27.66%-16.3pp | 965.08%-953.7pp | 73.15%-61.8pp |
| Employer contribution / active EE | $2,006 | $2,068-3.0% | $2,839-29.3% | $2,343-14.4% |
| Participant deferral / active EE | $3,748 | $2,695+39.1% | $3,609+3.9% | $3,332+12.5% |
| Admin fee / account holder | $14,278 | $3,584+298.4% | $4,904+191.1% | $4,645+207.3% |